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Will the Housing market crash? More complicated than we think...

Key points: > Talk of a property crash is likely to ramp up again with signs that the Sydney and Melbourne property markets are cooling. But the Australian property market is a lot more complicated than the crash calls suggest. > We continue to expect a 5-10% downswing in Sydney and Melbourne property prices but a crash is unlikely and other capital cities will perform better. > It remains a time for property investors to exercise caution and focus on laggard or higher-yielding markets.

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